Charges & Fees


NSF (NSEFCU Check) $30.00  
ACH Return $30.00  
Stop Payment (Draft/ACH) $15.00  
Statem Copy $2.00 after 3 months  
Check (draft) Copy $5.00  
Deposited/Cahsed Check Return $35.00  
Visa Annual Fee $35.00  
Visa Over Limit Fee $25.00  
ATM Card Fee 4 free per month then $1.00  
Debit Card Annual Fee $35.00  
Replacement Card $10.00  
Replacement PIN $5.00  
Negative Balance Fee $35.00  
Money Order $1.00  
Travelers Checks $0.50 per $100.00  
Gift Checks $2.50  
Notary Public free  
Cashier Check 1 free per day then $1.00  
Loan Late Fee 5% of Scheduled payment due  







Now available!
Click here for details

VISA Card Link




205 S. James St.
Newport, DE  19804
(302) 992-5628

Business Hours:
Mon 8:30am-3:30pm
Tue 8:30am-3:30pm
Wed 8:30am-3:00pm
Thu 8:30am-6:00pm
Fri 8:30am-3:30pm

SMART is now up and running.
Check your account balances by dialing 992-1223 or 992-1224 or toll free (1-800-355-2422) from outside Delaware and use 1223 or 1224 as the ext.